How much does a 0.20 to 0.49ct I VVS1 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct I VVS1 natural heart diamonds typically cost $594 NZD to $1,551 NZD, with a median price of $914 NZD. There are currently 35 diamonds matching this specification available across retailers.

Where can I find the best price on a I VVS1 heart diamond?

About 46% of these diamonds are available at multiple retailers, with an average price spread of 23%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct I VVS1 Natural Heart

Quick answer

As of October 2026, there are 35 natural heart diamonds with I colour and VVS1 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run $594 NZD to $1,551 NZD, with a median of $914 NZD. At least 10 retailers stock this exact specification, and 46% of the stones appear at more than one of them, with an average price spread of 23%. Half of all listings fall between $2,817 NZD and $3,501 NZD per carat. Over the last 30 days the median price moved -2.8% and the number of listings moved -17.3%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

Lowest Price

$432 NZD

Highest Price

$2,184 NZD

Average Price

$981 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

45.7%

Price Spread

22.5%

30-Day Price Trend

-2.8%

30-Day Supply Change

-17.3%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$1,712/ct

10th Percentile

$1,389

Median

$1,712

90th Percentile

$2,102

Score Distribution

123 diamonds scored across 4 quality tiers

Excellent

17 (13.8%)

Very Good

22 (17.9%)

Good

22 (17.9%)

Average

62 (50.4%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1