How much does a 0.20 to 0.49ct H VS2 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct H VS2 natural heart diamonds typically cost $600 NZD to $1,193 NZD, with a median price of $877 NZD. There are currently 177 diamonds matching this specification available across retailers.

Where can I find the best price on a H VS2 heart diamond?

About 41% of these diamonds are available at multiple retailers, with an average price spread of 30%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct H VS2 Natural Heart

Quick answer

As of October 2026, there are 177 natural heart diamonds with H colour and VS2 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run $600 NZD to $1,193 NZD, with a median of $877 NZD. At least 14 retailers stock this exact specification, and 41% of the stones appear at more than one of them, with an average price spread of 30%. Half of all listings fall between $2,381 NZD and $3,181 NZD per carat. The same specification in lab grown form lists at a median of about $1,101 NZD per carat. Over the last 30 days the median price moved -11.1% and the number of listings moved +2.4%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

177

Lowest Price

$410 NZD

Highest Price

$2,278 NZD

Average Price

$909 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

41.4%

Price Spread

29.7%

30-Day Price Trend

-11.1%

30-Day Supply Change

+2.4%

Volatility (30d)

0.03

Price Range

Price per carat distribution across retailers

$1,521/ct

10th Percentile

$1,155

Median

$1,521

90th Percentile

$2,212

Score Distribution

398 diamonds scored across 4 quality tiers

Excellent

57 (14.3%)

Very Good

97 (24.4%)

Good

86 (21.6%)

Average

158 (39.7%)

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

H SI1SI1 inclusions are not visible without magnification

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Lab-Grown H VS2Same specifications, lab-grown origin

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1