How much does a 0.20 to 0.49ct H SI2 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct H SI2 natural heart diamonds typically cost $553 NZD to $983 NZD, with a median price of $784 NZD. There are currently 96 diamonds matching this specification available across retailers.

Where can I find the best price on a H SI2 heart diamond?

About 13% of these diamonds are available at multiple retailers, with an average price spread of 17%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct H SI2 Natural Heart

Quick answer

As of October 2026, there are 96 natural heart diamonds with H colour and SI2 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run $553 NZD to $983 NZD, with a median of $784 NZD. At least 10 retailers stock this exact specification, and 13% of the stones appear at more than one of them, with an average price spread of 17%. Half of all listings fall between $1,934 NZD and $2,294 NZD per carat.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

Lowest Price

$373 NZD

Highest Price

$1,702 NZD

Average Price

$781 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

12.5%

Price Spread

17.4%

Price Range

Price per carat distribution across retailers

$1,164/ct

10th Percentile

$1,035

Median

$1,164

90th Percentile

$1,379

Score Distribution

233 diamonds scored across 4 quality tiers

Excellent

9 (3.9%)

Very Good

55 (23.6%)

Good

37 (15.9%)

Average

132 (56.7%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1