How much does a 0.20 to 0.49ct F IF natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct F IF natural heart diamonds typically cost HK$3,908 HKD to HK$11,114 HKD, with a median price of HK$7,185 HKD. There are currently 17 diamonds matching this specification available across retailers.

Where can I find the best price on a F IF heart diamond?

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0.20 to 0.49ct F IF Natural Heart

Quick answer

As of October 2026, there are 17 natural heart diamonds with F colour and IF clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run HK$3,908 HKD to HK$11,114 HKD, with a median of HK$7,185 HKD.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

Lowest Price

HK$2,676 HKD

Highest Price

HK$20,675 HKD

Average Price

HK$7,040 HKD

Score Distribution

57 diamonds scored across 4 quality tiers

Excellent

12 (21.1%)

Very Good

11 (19.3%)

Good

16 (28.1%)

Average

18 (31.6%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1