How much does a 0.20 to 0.49ct F VS2 natural heart diamond cost?

As of October 2026, 0.20 to 0.49ct F VS2 natural heart diamonds typically cost HK$3,286 HKD to HK$6,375 HKD, with a median price of HK$4,415 HKD. There are currently 345 diamonds matching this specification available across retailers.

Where can I find the best price on a F VS2 heart diamond?

About 42% of these diamonds are available at multiple retailers, with an average price spread of 25%. A comparison tool like Carat Hunter lets you see all the prices side by side.

0.20 to 0.49ct F VS2 Natural Heart

Quick answer

As of October 2026, there are 345 natural heart diamonds with F colour and VS2 clarity in the 0.20 to 0.49ct range available across retailers worldwide. Prices typically run HK$3,286 HKD to HK$6,375 HKD, with a median of HK$4,415 HKD. At least 13 retailers stock this exact specification, and 42% of the stones appear at more than one of them, with an average price spread of 25%. Half of all listings fall between HK$11,391 HKD and HK$14,496 HKD per carat. The same specification in lab grown form lists at a median of about HK$4,319 HKD per carat. Over the last 30 days the median price moved -5.4% and the number of listings moved -0.6%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: October 2026

Available

345

Lowest Price

HK$1,766 HKD

Highest Price

HK$13,340 HKD

Average Price

HK$4,793 HKD

Market Intelligence

Retailers Selling

Cross Retailer %

41.7%

Price Spread

24.6%

30-Day Price Trend

-5.4%

30-Day Supply Change

-0.6%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$1,607/ct

10th Percentile

$1,300

Median

$1,607

90th Percentile

$2,004

Score Distribution

741 diamonds scored across 4 quality tiers

Excellent

64 (8.6%)

Very Good

236 (31.8%)

Good

186 (25.1%)

Average

255 (34.4%)

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Consider Instead

Save money without compromising on what matters. These alternatives are visually similar but cost less.

F SI1SI1 inclusions are not visible without magnification

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Lab-Grown F VS2Same specifications, lab-grown origin

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1