How much does a 3.00 to 4.99ct J VS1 natural heart diamond cost?

As of November 2026, 3.00 to 4.99ct J VS1 natural heart diamonds typically cost $28,987 NZD to $91,503 NZD, with a median price of $57,837 NZD. There are currently 10 diamonds matching this specification available across retailers.

Where can I find the best price on a J VS1 heart diamond?

About 31% of these diamonds are available at multiple retailers, with an average price spread of 21%. A comparison tool like Carat Hunter lets you see all the prices side by side.

3.00 to 4.99ct J VS1 Natural Heart

Quick answer

As of November 2026, there are 10 natural heart diamonds with J colour and VS1 clarity in the 3.00 to 4.99ct range available across retailers worldwide. Prices typically run $28,987 NZD to $91,503 NZD, with a median of $57,837 NZD. At least 20 retailers stock this exact specification, and 31% of the stones appear at more than one of them, with an average price spread of 21%. Half of all listings fall between $8,424 NZD and $10,349 NZD per carat. Over the last 30 days the median price moved -0.1% and the number of listings moved +7.0%.

Three of the best scored stones at this specification right now:

Caratlytics Diamond Price Index, September 2026: natural diamonds at 2,335 USD per carat and lab-grown at 443 USD per carat, a natural to lab ratio of 5.3 to 1. Heart natural stones in the index: 2,374 USD per carat, +9.8% month on month. See the full index release

Figures come from current listings across more than 100 retailers and refresh daily. The index is a monthly release.

Last updated: November 2026

Available

Lowest Price

$18,316 NZD

Highest Price

$146,885 NZD

Average Price

$58,526 NZD

Market Intelligence

Retailers Selling

Cross Retailer %

31.3%

Price Spread

20.8%

30-Day Price Trend

-0.1%

30-Day Supply Change

+7.0%

Volatility (30d)

0.01

Price Range

Price per carat distribution across retailers

$5,215/ct

10th Percentile

$4,350

Median

$5,215

90th Percentile

$6,104

Score Distribution

24 diamonds scored across 4 quality tiers

Excellent

4 (16.7%)

Very Good

4 (16.7%)

Good

7 (29.2%)

Average

9 (37.5%)

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Related Specifications

D IF D VVS1 D VVS2 D VS1 D VS2 D SI1 E IF E VVS1 E VVS2 E VS1 E VS2 E SI1 F IF F VVS1 F VVS2 F VS1 F VS2 F SI1 G IF G VVS1 G VVS2 G VS1 G VS2 G SI1 H IF H VVS1 H VVS2 H VS1 H VS2 H SI1 I IF I VVS1 I VVS2 I VS1 I VS2 I SI1